Tokuda Partner

Overdraft facility used to finance the day-to-day needs of clients of the Bank. This loan is only granted to business clients in return for a pledge of money received into accounts with the Bank.

Take advantage of the simplified procedure and the clear, competitive terms – without any additional loan security.

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Terms

Currency

BGN or EUR

Amount

Up to BGN 40,000

Term

Up to 12 months

Amount

Up to 20% of the total amount credited to the current accounts with Tokuda Bank in the last 6 months, but no more than BGN 40,000 or EUR 20,000
Minimum amount – BGN 5,000 or EUR 2,500

Term

Up to 12 months, with the option of extending the period after the borrower’s finances are analysed in the fourth month prior to the repayment deadline and only if the average amount credited to the borrower’s current accounts on a monthly basis for the loan term is at least BGN 40,000 or EUR 20,000

Interest rates

At least 9% annually for loans in BGN and EUR

Collateral

Pledge of money received into accounts with the Bank

Charges and Commissions

Management commission – one-off payment of 1% of the agreed loan amount
Commitment fee – 0.5% of the part of the agreed loan that has not been drawn down is charged every month
No other charges or commissions are collected

Requirements

Loan applicants must be Tokuda Bank clients and have a current account with the Bank and a business history of at least 12 months prior to the grant of the Tokuda Partner loan.
Sole owners/partners must be co-debtors on the loan.
At least BGN 200,000 or the EUR (or USD) equivalent must have been credited to their current accounts with Tokuda Bank in the last 6 months.

They must have no arrears to the bank system or outstanding tax or social insurance payments.
No change in the applicant’s ownership in the last 12 months.
The applicant’s scope of business must comply with Tokuda Bank’s Internal Lending Rules.

How to Apply

At a bank branch

Go to your nearest branch and discuss the transaction with one of our consultants. Complete a loan application and prepare the required documents.

Online application

Complete the online application form and one of our consultants will get back to you.

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Tokuda Partner

Terms

Amount

Term

Interest rates

Collateral

Charges and Commissions

Requirements

How to Apply

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