News

Information Regarding the Integration of Tokuda Bank into Bulgarian-American Credit Bank AD

Dear Customers,

In connection with the integration of Tokuda Bank EAD into Bulgarian-American Credit Bank AD (BACB) and the upcoming technical migration, we would like to inform you about the main changes related to bank cards, ATMs and POS terminals.

Cards and ATMs

Effect...

Amendments to the Tariff of Fees and Commissions for Individuals, effective as of 16 October 2026

Dear Customers,

We would like to inform you that amendments to the Tariff of Fees and Commissions for Individuals of Tokuda Bank EAD will come into effect on 16 October 2026.

Under these amendments, Tokuda Bank cardholders will be able to withdraw cash from ATMs operated by Bulgarian-American C...

Information for authorization by BNB of the merger of Tokuda Bank in BACB

On 09 October 2026, the Management Board of Bulgarian National Bank (BNB) took decision for approval and authorization of the transformation of Tokuda Bank EAD by a merger pursuant to Article 262 of the Commercial Act, into Bulgarian-American Credit Bank AD.

With the authorization granted, the f...

What’s next for investment clients following the merger into BACB

Dear customers,

In connection with the upcoming merger of Tokuda Bank EAD into Bulgarian-American Credit Bank AD (BACB) in November 2026, please find below further information regarding the investment services you use.

Everything you need to know about the upcoming merger of Tokuda Bank into BACB

Dear customers,

Following the acquisition of Tokuda Bank EAD by the Bulgarian-American Credit Bank AD (BACB), Tokuda Bank EAD is set to be merged into the BACB in November 2026 - a step that will allow us to offer you even more modern, secure, and convenient financial solutions.

Information for debit and credit card holders – citizens of the Russian Federation and Belarus

Dear customers,

In connection with the direct application in the Republic of Bulgaria of the European Union’s restrictive measures against citizens of the Russian Federation and Belarus, we wish to inform you of the following:

From 1 September 2026, all customers who are citizens of the Russian...

Dual display of fees and transaction values in EUR and BGN

Dear customers,

We hereby inform you that according to the Law on the Introduction of the Euro in the Republic of Bulgaria, as of 08.08.2026, the period of mandatory double indication of fees and transaction values ​​in euros and leva ends.

For the convenience and easier orientation of clients,...

New Tariffs for Individuals, Legal Entities and the Interest Rate Bulletin Effective August 1, 2026

Dear customers,

We hereby inform you that, effective August 1, 2026, amendments to the following documents of Tokuda Bank EAD will enter into force: The Interest Rate Bulletin for Individual and Legal Entities, the Tariff for the Fees and Commissions Applicable to Individuals and the Tariff f...

New Tariff for the fees and commissions to Individuals, legal entities and General terms 01.07. 2026

Dear Clients,

We would like to inform you that, effective as of 01 July 2026, Tokuda Bank EAD is updating the following documents:

• TARIFF FOR THE FEES AND COMMISSIONS OF TOKUDA BANK EAD APPLICABLE TO INDIVIDUALS;
• TARIFF OF FEES AND COMMISSIONS FOR LEGAL ENTITIES AND SOLE PROPRIETORS;
• GEN...

Preferential terms for a EUR Current Account with a Debit Card

Dear Clients,

Tokuda Bank offers preferential terms for new and existing individual clients who maintain an active deposit of at least 1,000 currency units.

During the period 09 March 2026 – 30 September 2026, you can benefit from a special offer when opening and maintaining a EUR current accou...

New Interest rates bulletin 17.02.2026

Dear Clients,

Please be informed that a new https://www.tokudabank.bg/en/dokumenti/tarifi-uslovia/ will come into effect as of 17 February 2026.

The changes are as follows:

Increase in interest rates on the “Tokuda Classic” retail deposit product for individuals in:

• EUR – for maturities of ...

Standard Customer Service Working Hours of Tokuda Bank Branches

Dear Customers,

We would like to inform you that, in order to provide more efficient customer service, as of 02 February 2026 (Monday), the standard customer service working hours at Tokuda Bank branches nationwide will be reinstated, as follows:

• Monday to Friday: 8:30 AM – 5:00 PM

You can f...

Important information regarding finalization of a deal

Bulgarian-American Credit  Bank acquired 100% of the shares of TOKUDA BANK 

In connection with a stock purchase agreement, for the sale and purchase of shares of the capital of Tokuda Bank EAD concluded on January 12, 2026 by Bulgarian-American Credit Bank AD and the seller Tokushukai Incorporat...

New Interest rates bulletin 01.01.2026

Dear Customers,

We would like to inform you that as of January 01, 2026 the Bank will apply new Interest rates bulletin:

https://www.tokudabank.bg/en/dokumenti/tarifi-uslovia/

Sincerely,

TOKUDA BANK EAD

Change of business hours and important info to ensure smooth transition to Euro

Dear Clients, 

In connection with the upcoming non-working Holiday days and the adoption of the euro, we are providing important and useful information regarding banking payments and operations at Tokuda Bank.

Tokuda Bank ensures a smooth transition to the Euro

A dedicated process has been est...

Forthcoming changes in documents related to the introduction of Euro

Dear Clients,

We would like to inform you that in connection with the introduction of the euro as the official currency in the Republic of Bulgaria and in compliance with the regulatory requirements as per the Act on the introduction of the Euro in the Republic of Bulgaria and Ordinance No. 3 of...

New working hours for customer service at Tokuda Bank

Dear Customers,

We would like to inform you that during the period from December 10, 2025 (Wednesday) to January 30, 2026 (Friday), Tokuda Bank’s offices nationwide will serve customers with new working hours:

• Monday to Friday: 9:00 – 16:30

Information about the Bank's internet banking can b...

New Mastercard Dzen pensioners

Dear Clients,

Tokuda Bank is pleased to offer preferential terms for opening Current Accounts with MasterCard DZEN debit cards for pensioners in BGN, valid from 03 November 2025 until 31 December 2025.

The preferential terms apply to new and existing individual clients who currently do not hold...

Preferential terms for accounts in BGN and EUR with Tokuda Bank

Dear customers,

We are pleased to offer you preferential terms for accounts in BGN and EUR with Tokuda Bank:

These preferential terms are available to both new and existing customers – individuals who do not currently hold a current account in EUR and/or BGN with Tokuda Bank.

If you do not yet...

Information on the adoption of the euro

With the Treaty of Accession of Bulgaria and Romania to the European Union, our country has committed to becoming part of the Eurozone once it meets the necessary convergence criteria for membership. Upon joining, the euro will become the country's main currency, replacing the lev. On January 1, ...

Updated pricelists in BGN and EUR

Dear customers,

We would like to inform you that Tokuda Bank EAD has published the updated price list for precious metal products and the Catalogue for connoisseurs in BGN and EUR.

The rich and diverse range of gold and silver in the form of coins and bars, as well as special edition coins issu...

Tarrif to individuals 01.08.2025.pdf

Dear Customers,

We would like to inform you that, effective as of 01.08.2025, amendments to the Tariff of Fees and Commissions applied by Tokuda Bank EAD for services provided to individual clients (the “Tariff”) will come into force. The changes include the removal of fees for transfers via the...

Fees and commissions for foreign individual clients

Dear Customers,

We would like to inform you that, as of July 16, 2025, all foreign individual clients will be subject to fees and commissions in accordance with the current Tariff for Fees and Commissions for Individuals of Tokuda Bank ЕAD. All general preferential terms previously in effect wil...

Convert your BGN savings into EUR with Tokuda Bank at the fixed rate of BNB: 1EUR=BGN 1.95583

Dear customers,

In connection with the upcoming introduction of the euro as the official currency in the Republic of Bulgaria, Tokuda Bank EAD offers you the opportunity, upon your request, to convert your savings in Bulgarian levs smoothly, in advance before January 1, 2026:

For individuals:

Annual Financial Statements and the 2024 Annual Report

Tokuda Bank EAD has published the 2024 Annual Financial Statements and the 2024 Annual Report, as per Article 70 of the Law on Financial Institutions and part VIII of Regulation (EU) 575/2013 on its website: https://www.tokudabank.bg/bg/za-bankata/godishni-otcheti/.

The Bank reports excellent re...