Online Banking
Online banking is a secure and reliable system available at any time and place, at your disposal 24 hours a day.
Terms
Account currency
BGN
Card validity
24 months
Advantages
- Get access to the funds in your account at any time of the day.
- Shop securely online using the Mastercard 3-D Secure additional code.
- Receive information on payments, withdrawals and balances on your bank card via text messages.
- You can buy a package holiday or a flight, pay for a hotel, hire a car or use another travel-related service or purchase anything else in or outside Bulgaria
- Get maximum transaction security using the latest generation chip technology.
- Guaranteed payments worldwide, at POS terminals and online.
- Cash withdrawal from any ATM in Bulgaria or abroad bearing the Mastercard logo.
- Individual monthly statements sent to an email address of your choice.
Loyalty Scheme
- Bonus Cash is a scheme for our customers linked to the use of credit cards issued by Tokuda Bank at POS terminals of retailers in Bulgaria.
- The bonus is worth 0.3% of each card payment at POS terminals in Bulgaria for purchases worth more than BGN 49.99.
- The bonus accrues automatically as a total amount for each reporting period and is shown in the credit card statement as a payment of debts.
- The Bonus Cash loyalty scheme is only valid for credit cards with a limit provided by Tokuda Bank.
- Participation in the scheme happens automatically whenever the card is used at a POS terminal of a retailer in Bulgaria to pay for goods or services worth more than BGN 49.99.
- To participate in the Bonus Cash loyalty scheme, your card contract must be effective and your card must be valid.
Requirements
- You must be a Bulgarian citizen or foreign resident aged 18 or over
- Show a valid identity document
How to Apply
Go to a bank branch and apply for your new Mastercard.
Complete the online enquiry form and one of our consultants will get back to you.
Further Options
Payment of Utility Bills
You can pay your utility, subscription or other bills at an ATM, online at www.epay.bg or via our additional service “Electronic Utility Bills – Automatic Bill Payment”.
Text Message Notification
We recommend you use our text message notification service for transactions executed in Bulgaria or abroad. It provides additional security and information on payments made using your card.
Secure Internet Payments - 3DS Card Security
By participating in the Mastercard Secure Code Program for the use of a 3DS code for secure payments on the Internet, additional security is provided for payments with bank cards issued by Tokuda Bank AD on e-commerce sites to merchants participating in the program.
The use of the Mastercard Identity Check 3DS Program for secure payments on the Internet is also ensured by the already familiar identification method, with the introduction of an additional, static 3D password and a one-time dynamic 3D password sent by SMS.
• A static, permanent password to confirm online card payments is delivered to you with your card PIN letter
• A dynamic one-time password is delivered to you via SMS during an online transaction
Every time you pay on the Internet, the payment will be confirmed only by a combination of the two passwords - a static 3D password known only to you and a one-time dynamic 3D password that you receive on your mobile number registered with the Bank. The combination of these two passwords provides you with high security of payment operations carried out with a card on the Internet.
To change your static password, which you already know and use, but would like to change, please use the link here: 3-D Secure Enrollment (borica.bg)
If your debit or credit card is lost or stolen, contact:
(02) 981 54 09
during working hours
(02) 921 51 51
outside working hours