Mastercard Standard Credit Card

With Mastercard Standard credit cards issued by Tokuda Bank, you have money at your fingertips at any time of the day, anywhere in the world.



Account currency


Card validity

24 months


  • Get access to the funds in your account at any time of the day.
  • Shop securely online using the Mastercard 3-D Secure additional code.
  • Receive information on payments, withdrawals and balances on your bank card via text messages.
  • You can buy a package holiday or a flight, pay for a hotel, hire a car or use another travel-related service or purchase anything else in or outside Bulgaria.
  • Get maximum transaction security using the latest generation chip technology.
  • Guaranteed payments worldwide, at POS terminals and online.
  • Cash withdrawal from any ATM in Bulgaria or abroad bearing the Mastercard logo.
  • Individual monthly statements sent to an email address of your choice.


  • You must be a Bulgarian citizen or foreign resident aged 18 or over
  • Show a valid identity document

How to Apply

At a bank branch

Go to a bank branch and apply for your new Mastercard.

Online Enquiry

Complete the online enquiry form and one of our consultants will get back to you.

Further options

Payment of Utility Bills

You can pay your utility, subscription or other bills at an ATM, online at or via our additional service “Electronic Utility Bills – Automatic Bill Payment”.

Text Message Notification

We recommend you use our text message notification service for transactions executed in Bulgaria or abroad. It provides additional security and information on payments made using your card.

Secure Internet Payments - 3DS Card Security

By participating in the Mastercard Secure Code Program for the use of a 3DS code for secure payments on the Internet, additional security is provided for payments with bank cards issued by Tokuda Bank AD on e-commerce sites to merchants participating in the program.

The use of the Mastercard Identity Check 3DS Program for secure payments on the Internet is also ensured by the already familiar identification method, with the introduction of an additional, static 3D password and a one-time dynamic 3D password sent by SMS.

A static, permanent password to confirm online card payments is delivered to you with your card PIN letter

A dynamic one-time password is delivered to you via SMS during an online transaction

Every time you pay on the Internet, the payment will be confirmed only by a combination of the two passwords - a static 3D password known only to you and a one-time dynamic 3D password that you receive on your mobile number registered with the Bank. The combination of these two passwords provides you with high security of payment operations carried out with a card on the Internet.

To change your static password, which you already know and use, but would like to change, please use the link here - 3-D Secure регистрация (


Online Banking

Online banking is a secure and reliable system available at any time and place, at your disposal 24 hours a day.

Learn more